Money & Exchange

1. Où est le distributeur automatique le plus proche ?

   Where is the nearest ATM?

   Usage

   Used to find the nearest ATM when you need cash

   Grammar Note

   Often abbreviated as DAB (Distributeur Automatique de Billets). "Banque" = bank

2. Acceptez-vous les cartes de crédit ?

   Do you accept credit cards?

   Usage

   Used before paying to ask whether credit cards are accepted

   Grammar Note

   Visa and Mastercard are widely accepted in France. Small shops may be cash-only

3. Quel est le taux de change ?

   What is the exchange rate?

   Usage

   Used at a currency exchange or bank to ask the current exchange rate

   Grammar Note

   Used at a "bureau de change" (exchange office). "Taux" (rate) is a masculine noun

4. Je voudrais changer des euros en yens

   I would like to exchange euros into yen

   Usage

   Used at a currency exchange or bank to convert currency

   Grammar Note

   "En + currency" means "into". "En dollars" = into dollars, "en livres" = into pounds

5. Le service est-il compris ?

   Is the service charge included?

   Usage

   Used at a restaurant to confirm whether a service charge is included in the bill

   Grammar Note

   In France "service compris" is legally required on bills. Additional tipping is optional

6. C'est trop cher

   That's too expensive

   Usage

   Used when a price seems too high, especially at markets where bargaining is possible

   Grammar Note

   "Trop" is the adverb "too". Opposite: "bon marché" (cheap) or "pas cher" (not expensive)

7. Avez-vous de la monnaie ?

   Do you have change?

   Usage

   Used when asking for change when paying or if the cashier has small coins

   Grammar Note

   "Monnaie" (f) means coins, change, or currency. "Rendre la monnaie" = to give change

8. Je paie par carte

   I'm paying by card

   Usage

   Used at checkout or a restaurant to indicate you are paying by card

   Grammar Note

   "Par + payment method": "par espèces" (cash), "par virement" (transfer), "par chèque" (cheque)

9. Pouvez-vous faire une réduction ?

   Could you give me a discount?

   Usage

   Used politely at markets or boutiques when trying to negotiate a lower price

   Grammar Note

   "Réduction" means a discount. "Remise" is also used interchangeably for discount

10. On partage l'addition ?

    Shall we split the bill?

    Usage

    Used at a meal with friends to suggest splitting the bill equally

    Grammar Note

    "On" is casual for "we". "Chacun paie pour soi" (everyone pays for themselves) is another option

11. La caution

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Le remboursement

    Refund

    Usage

    Used when asking for money to be returned

13. Le dépôt de garantie

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. L'acompte

    Down payment / deposit

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Le supplément

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Les frais de service

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. les espèces

    Cash

    Usage

    Point to this to say you will pay cash; the same word also means "species", so show it at the till

    Grammar Note

    Feminine plural; "in cash" is "en espèces", or colloquially "en liquide"

18. la carte bancaire

    Bank card

    Usage

    Point to this to pay by card; in France both credit and debit cards are called "carte bancaire" (CB)

19. chacun paie sa part

    Split the bill

    Usage

    The answer to "Ensemble ou séparé ?" when you each want to pay your own share

20. tout ensemble

    All together

    Usage

    The answer to "Ensemble ou séparé ?" when one person pays the whole bill

21. la monnaie

    Change

    Usage

    The word for change or coins; it can also mean currency, so show it while paying

    Grammar Note

    Feminine noun; notes are "les billets" and coins are "les pièces"

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